In my area (southeast asia) we use “scan and pay” from our banking app. Merchants will have a qr code printed for us to scan via our banking app.

they are trying to make the banking app into something like a wechat where you can do a bunch of stuff on it.

why can’t you use a credit card with an NFC chip in it?

for tap and pay, for some reason I don’t like to take out my wallet, fiddle and try to take out the plastic and make payment.

i use it for transit and shopping. I always worry about misplacing or dropping it. Paying / tapping is often a rushed interaction that happen in crowded place. Right now I bring 2 phones with me. My android daily driver phone and an iPhone. I installed all banking / payment apps on the iPhone. Even if i dropped or misplaced my iPhone, the tap and pay feature is still protected with a lock screen, which the credit card does not.

^ also i brought the iPhone because I rooted my android phone. I got tired fighting safety net every week to get the payment apps to work

how often

Huh? Frequently…? When i need to pay for food, drink, shopping, transfer money to my peers, etc.

Where I live is almost going cashless already. I don’t carry any cash with me.

luckily my banking app still works on Grapheneos now.

carrying a laptop won’t help. If it helped, I won’t mind running a termux os via proot also. I dont mind if it isn’t optimised for small touchscreen yet.

right now most mobile payment options in my country only work with android/ios. My bank requires a phone for its device token (2fa).

The food and cab ordering platform is also exclusively on mobile only.

very sad

what is the reason for the ban?

Hmm, sorry—I could not find any relevant information on this topic. Would you like me to search again or ask something else?

I asked 3 times with perplexica running qwen 30b. Got the same answer 3 times lol

trying for the 4th time:

• Bulk access to data: While the site uses CAPTCHAs to prevent server overload, all HTML pages, metadata, and full files are available for programmatic download via GitLab, torrents (especially aa_derived_mirror_metadata), and a torrents JSON API <citation href=“https://annas-archive.gl/blog/llms-txt.html”>1</citation>.
• API access: For individual file access, users can make a donation and then use Anna’s API <citation href=“https://annas-archive.gl/blog/llms-txt.html”>1</citation>.
• Donation incentives: LLMs (and their developers) are encouraged to donate—partly in recognition that many models have likely been trained on Anna’s Archive data <citation href=“https://annas-archive.gl/blog/llms-txt.html”>1</citation>.
• Enterprise support: Organizations can obtain fast SFTP access to all files in exchange for enterprise-level donations, and can contact the team via the Contact page <citation href=“https://annas-archive.gl/blog/llms-txt.html”>1</citation>.
• Anonymous donation option: For those who prefer privacy, Monero (XMR) donations are accepted with full anonymity <citation href=“https://annas-archive.gl/blog/llms-txt.html”>1</citation>.

Citations: [1] https://annas-archive.gl/blog/llms-txt.html